Mortgage Agent

Description

One of the greatest advantages of using a mortgage agent is having access to a variety of lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices through multiple lenders. With this vast product selection, agents help homebuyers and owners get the best mortgage for their needs.
I am here to help you with all your mortgage needs; first time home buyers, mortgage renewals, refinancing options or investment properties. Following are a few questions to consider when shopping for your perfect mortgage. How does one determine what the best mortgage is? 1. The right rate 2. The right mortgage privileges What does a good mortgage broker consider when selecting the right lender? - Term - Rate - variable vs. fixed - Payment flexibility - Pre-payment privileges - Restrictions, fees and penalties - Mortgage portability or assumability - Qualifying with no income verification (self-employed) Focusing on a rock-bottom rate can mean higher fees and penalties with more restrictive terms when you want to move, refinance or use your mortgage for a debt consolidation. A mortgage broker will give you a sound evaluation of product choices and will help you decide what option best suites your needs. Contact me today for more information.